My use of MoneyWiz 3 cannot and should not be an indication of the operation of MoneyWiz 2021. I had a nice chat with the developer in the thread about this point. There is the newer MoneyWiz 2021, but that's Mac/iOS only for now, whereas MoneyWiz 3 is available for PC and Android.Įdit for specific, requested clarification: MoneyWiz 2021 may work better than MoneyWiz 3 worked for me. Specifically, MoneyWiz 3, which can be purchased as a stand-alone product without bank sync ($9.99 mobile, $49.99 desktop/laptop), or subscribed to with bank sync ($4.99/mo or $49.99/yr). Multi-currency support (with exchange-rate conversions) would be a big plus, as well.Įnter MoneyWiz. International users should be able to either connect to their bank, or use a combination of manual import and manual entry (at a reduced price point) to enter transactions. There are other considerations, for an international budgeter. And there are folks who don't mind SaaS or subscriptions, but simply can't fathom paying so much for a budget app. Then there are folks who hate SaaS and subscriptions - they want to pay once for a stable product - and that was YNAB4, until support for it was dropped. I've also seen folks who wish to be able to share a subscription with another member of the household, who can log in separately and have access to different accounts. For folks whose primary budgeting device is a phone, a well-designed, functional mobile app is a critical feature. One thing in particular that struck me amongst the non-SimpliFi apps is the lack of a robust mobile app. So far, I've reviewed five alternatives to YNAB ( Aspire, Buckets, SimpliFi, Actual, and Financier), each of which had things to like but none of which really ticked off as many boxes as YNAB (SimpliFi was the worst of the group, since it was not set up to be used with zero-based budgeting). If you see a glaring error, let me know and I'll update this review. TLDR: Unfortunately, it's a hard pass from me, but you can test it for yourself.ĭisclaimer: I'm not a professional reviewer, I just like to test budget apps. There is a newer version for Mac/iOS only, that you may want to try out for yourself. If you see posts or comments that do not belong, please report them and message the mods.Search the subreddit first to see if someone has already asked your question before posting.Off topic comments, attacks or insults will not be tolerated. Follow reddiquette and keep discussions civil, informative and polite.You can also find the tutorials and help topics for YNAB 4, as well as download their previous apps on their Classic website.Īlso check out our wiki! Subreddit Guidelines Please wander over to some of the following links at YNAB's website: YNAB has a lot of really great support resources that you should probably check out. There is a YouTube playlist by YNAB which acts as a primer for nYNAB as well. Feel free to post your questions, budget strategies & advice.įor veteran users, learn more about the changes to the new rules in the Transition Guide. We welcome any posts here regarding YNAB. This subreddit is dedicated to discussion on the popular budget software You Need A Budget. NYNAB was last updated 31 August 2022 Welcome to /r/YNAB Filter out today's "Rant" and "Rave" threads.Welcome to /r/YNAB! Check out the wiki, and new users please read this helpful page!
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